Preheat oven to 175C.
Mix together wheat flour, oats, baking soda, cinnamon, ginger, sugar and salt.
Add in carrots, apple, coconut, sunflower seeds and walnuts and mix well.
Add in mashed banana, juice/ coconut water, oil/melted butter and yogurt.
Gently fold the batter.
Add tutti frutti or any other dried fruit and gently mix.
Line a 12 cavity muffin tray with paper liners.
Divide it between 12 muffin liners.
Bake in preheated oven for 20 - 25 minutes.
Remove the muffins from oven when a toothpick inserted comes out clean.
Cool on wire rack and serve.